What is the difference between a joint filing or a separate filing for Bankruptcy? If you are married, you have the option to file bankruptcy jointly with your spouse. This means that in one file you will both eliminate your debt. However, just because you are married, that does not mean you need to file together…. Read more »
When Expertise Meets Success: A Triumph of Legal Victory and Financial Hope
Facing Challenges Head-On In the world of legal victories, we’re thrilled to share a story that goes beyond the usual legal stuff – it’s a story of determination, hard work, and doing what’s right. Our recent success, led by attorney Michael Wang, shows how we help people overcome financial challenges. Overcoming Legal Hurdles Imagine… Read more »
What if I get married or pregnant after I filed for Chapter 13?
The good news about Chapter 13 bankruptcy is that your life doesn’t need to go on pause once we file your case. You can live! Get married, have a child, move! We can always adjust your Chapter 13 plan. When we originally file your case, we are budgeting your Chapter 13 payments. These are based on… Read more »
Big Bump in Median Income Makes Filing Chapter 7 Easier Than Ever!
How do you qualify for a “Straight Bankruptcy”? The most common type of bankruptcy is a Chapter 7. It’s also the most convenient. Many people tend to call it a “straight bankruptcy” as it is the most straight-forward. You can generally get rid of all your unsecured debt in a few months with very low cost…. Read more »
Surprising New Study Shows That Chapter 13 Bankruptcy Prevents Divorce
According to a new study done by the Department of Finance of Rice University, American University, Virginia Tech., and the University of Rochester, shows that while divorce is a very complex situation to be in, a large portion of them are caused by some intense and sudden financial hardship. And this is where Bankruptcy comes into play. Chapter 13… Read more »
The $50 Solution: Erasing $37,000 in Debt for a Fresh Financial Start
In a world where financial challenges can sometimes feel overwhelming, there’s a story that serves as a beacon of hope – a story of how an everyday occurrence turned into an extraordinary triumph. Welcome to a celebration of everyday miracles, where $50 made all the difference in wiping out a staggering $37,000 of debt. This… Read more »
Will bankruptcy harm my reputation? No, because it doesn’t show up on Google
The short answer is no. Where Are Bankruptcies Listed? They are stored on something called Public Access To Court Electronic Records. They are public, but people can only search after making a user name and password, and it asks for a credit card number. You can do a few searches for free, but eventually it… Read more »
How Bankruptcy Fixes an Underwater Car Loan
Do you owe more on your vehicle than it’s worth so you can’t sell it or refinance? Are you paying too much every month but no way out? Bankruptcy fixes that problem. I’m MN Bankruptcy attorney Andrew Walker and I help people escape the debt trap from car loans and truck loans. When you owe… Read more »
Bankruptcy works on Xcel Energy and Centerpoint Energy
I’m Bankruptcy Attorney Andrew Walker and my heating bill is up at least 50% compared to last year! I am seeing lots of clients come talk to me now who owe 2 or three thousand dollars on their utility bills in Minnesota. Guess what? That 2 or three thousand on a gas or electric bill… Read more »
How Bad Is Bankruptcy For Your Credit Really?
I heard from one of our clients in Washington County recently, and she is totally killing it! Her score increased by 114 points on Credit Karma the day after getting her case number. That’s right, the DAY after filing it went up 114 points. Her financial situation was not an outlier either. She had 2 vehicles, one with… Read more »
