The number of Minnesotans undergoing tests such as Magnetic Resonance Imaging (MRI) or Computed Tomography (CT) scans is at an all-time high. So it’s no wonder then that so many people in the Twin Cities area receive a bill from the Center for Diagnostic Imaging or CDI. Who is the Center for Diagnostic Imaging, and… Read more »
Why Is Autovest, LLC Contacting Me?
Are you behind on your car payments? Sometimes when finances don’t meet your monthly needs, it may seem that skipping a car payment is the easiest path to take. Skipping the payment will make it easier to meet other expenses you have this month. You intended to catch up on the payments, but the next… Read more »
What is a Bankruptcy Estate?
The moment you file a bankruptcy, there are a bunch of things that happen. The biggest thing is the formation of a bankruptcy estate. Now you’ve probably heard estate used in phrases like ‘real estate,’ ‘family estate,’ or ‘estate planning.’ Specific to bankruptcy, your estate is everything you have at the exact moment you file. … Read more »
Why Should I Opt Out of Arbitration?
What Is Arbitration for a Loan? Arbitration is a sort of parallel court system that allows people and companies to opt out of using the courts of the United States to resolve disputes. It is very popular for lending companies like credit card and car loan companies. These big companies like to use it because… Read more »
What Can Bankruptcy’s Automatic Stay Protect You Against?
If bills and debt become overwhelming, bankruptcy can become your only action in order to regain control of your finances. Once you file bankruptcy, the court issues an order to every creditor called an automatic stay. This prevents collection actions and civil lawsuits from being filed against you until the bankruptcy is completed or that… Read more »
What is the Income Limit for Chapter 7 Bankruptcy in Minnesota?
You’re afraid to answer the phone. You get calls from collection agencies every single day. And now, your creditors are even calling you at work. Filing for bankruptcy will end the calls and give you a fresh start. However, there are income limits for chapter 7 bankruptcy in Minnesota. For some households, figuring out their eligibility for chapter… Read more »
Accounts Receivable Services, LLC, Who Are They?
You or someone in your family has spent some time in the hospital or had to undergo extensive medical treatment. The fact that medical services were needed is bad enough, but the other sting is even with good insurance, the bill can add up to an exorbitant amount very quickly. Your first concern is with… Read more »
What Makes A Good Bankruptcy Attorney in Minnesota?
You have made the decision. Months or years of harassment from creditors has led you to declare bankruptcy. The truth is, no one wants to declare bankruptcy, it can be a headache. However, bankruptcy can be your first step to getting your life back. There is even better news, an experienced bankruptcy attorney can help… Read more »
Who is Bank of America, N.A and Why are They Calling Me?
Who is Bank of America? I thought they sold my debt to a collector like Midland Funding, LLC or Portfolio Recovery Associates. Why is the debt suddenly back with Bank of America? Sometimes Bank of America will take back the debt from a debt collector when they have decided to bring a lawsuit to collect… Read more »
Who Is Ford Motor Credit Company, LLC?
Minnesotans have on average $113,455 in debt. Aside from a mortgage, the second most likely cause of debt in Minnesota is auto loans. Many of our St. Paul clients have purchased an automobile through Ford Motor Credit Company LLC. As a result, you may be receiving calls from this company and would like to know… Read more »
