Filing Bankruptcy protects your stuff from creditors. But to understand how that works, it helps to understand what a ‘Bankruptcy Estate’ is. Now you’ve probably heard the word estate used in phrases like ‘real estate,’ ‘family estate,’ or ‘estate planning.’ In bankruptcy, your estate is everything you have at the exact moment you file your… Read more »
Why Should I Opt Out of Arbitration?
What Is Arbitration for a Loan? Arbitration is a sort of parallel court system that allows people and companies to opt out of using the courts of the United States to resolve disputes. It is very popular for lending companies like credit card and car loan companies. These big companies like to use it because… Read more »
Who Is Barclay’s Bank Delaware?
Why is Barclay’s Bank Delaware on my credit report? Or you may have received collection calls or notices from them. You live in the Minneapolis/St. Paul area of Minnesota, so you might think this is fraudulent activity because you have never been to Delaware. Who is Barclay’s Bank Delaware? According to Bloomberg they also are associated as… Read more »
Who Are Fairview Health Services?
Fairview Health Services is a business organization that is the controlling entity of many hospitals, clinics and specialty programs in the Minneapolis/St. Paul area. It is a non-profit that has under their umbrella 12 hospitals and medical centers, 56 Primary Care Facilities, 36 Pharmacies, and over 100 Specialties and care services. You may see their name, or… Read more »
Who Is Portfolio Recovery Associates?
ARE YOU GETTING LETTERS OR COURT PAPERS FROM PORTFOLIO RECOVERY ASSOCIATES? WALKER AND WALKER CAN STOP THEM! Portfolio Recovery Associates is one of the most active debt collectors in Minnesota. They often sue people in Minneapolis and Saint Paul and get judgments for debts. Sometimes the first time a Minnesotan hears about Portfolio Recovery Associates… Read more »
A Tax Lien: What is It?
Minnesota Bankruptcy Lawyers at Walker & Walker A tax lien is the government’s claim to all or part of your assets because of a failure to pay taxes on time. A lien may be at the Local, State, or Federal level. Failure to pay a tax lien means that if you sell anything valuable, then… Read more »
Chapter 7 Provides High Return on Investment
Minneapolis and Saint Paul Chapter 7 Bankruptcy Attorneys Most of my clients know that they need to do something to get out of debt and work on fixing their credit, but the problem is that bankruptcy costs money up front. What is a person to do if they are already living paycheck to paycheck?. What… Read more »
Creditor Calls and Wage Garnishing Halted When Filing Bankruptcy
There Is Hope When You File Bankruptcy in Minnesota Filing bankruptcy can be scary. Debtors are often concerned the bankruptcy filing will become public and they will be deemed to be of poor moral character. Neither of these concerns should stop you from exploring the possibility of filing for bankruptcy protection because IT DOES NOT… Read more »
Bankruptcy Does Not Put People At Risk for Deportation
Facing Bankruptcy? Contact Walker & Walker Today! In today’s tumultuous society, many undocumented immigrants are fearful of deportation. Many have built lives and raised families in the United States. Obviously, they want to do all they can to keep their families safe and secure. If you are an undocumented immigrant, and are in serious debt,… Read more »
What Happens to Your Debt After You Die in Minnesota?
Walker & Walker Can Help You With Bankruptcy For many in Minnesota it feels like debt is something you just can’t escape. By the time you pay off a car, it is so old you need to buy a new one with a new car payment or to pay off one credit card, you have… Read more »