Walker & Walker Law Offices, PLLC – Minnesota Bankruptcy Attorneys

We are a Family business in 7 locations in Minnesota, with over 40 years experience helping Minnesotans get out of debt and build credit.

We don’t just do the paperwork to file Chapter 7 Bankruptcy and Chapter 13 Bankruptcy, we also help you to improve your credit rating after bankruptcy, and win settlements for clients who have been targeted with illegal debt collection or credit reporting.

You can find us in Blaine, Brooklyn Park, Minneapolis, St. Paul, Rochester, Mankato and Duluth.

What will we do for you?

Bankruptcy and Credit

Andrew Walker and Curtis walker Minnesota Bankruptcy Attorneys standing in front of a bookcase with Curtis holding an open law book

What We Do For You

MINNEAPOLIS/ST. PAUL, MN BANKRUPTCY LAWYER

We are a family-owned business in 7 locations in Minnesota, with over 40 years experience helping Minnesotans get out of debt and build credit.

You can talk to a bankruptcy attorney at our offices in Blaine, Brooklyn Park, Minneapolis, St. Paul, Rochester, Mankato or Duluth or by phone. We work with people and businesses anywhere in Minnesota.

WHAT IS BANKRUPTCY

Bankruptcy is a quick legal process that makes debt go away and stops things like foreclosure, wage garnishment, car repossession and negative remarks on credit reports.

Bankruptcy lets people with debt stop living paycheck to paycheck and worrying about minimum payments because it eliminates credit card and medical debt, older taxes, and business debt. Chapter 13 bankruptcy also lets you lower interest rates of some car loans, and catch up on a mortgage over time.

Most Minnesotans keep everything they own and actually improve their credit score because the elimination of the debt gives you a cleaner credit report. Walker & Walker follows up after filing to make sure your score is improving.

Did you know that once you file for bankruptcy protection then collection efforts by your creditors must STOP?

If any creditor keeps trying to collect, they are violating the law. Sometimes we can even make debt collectors pay you!

Reasons you may need an experienced MN bankruptcy lawyer:

YOU ARE BEING SUED OR GARNISHED

Bankruptcy stops lawsuits and garnishments, voids judgments, and sometimes we can even get back the money.

YOU ARE GETTING LETTERS ABOUT FORECLOSURE

Chapter 13 bankruptcy prevents foreclosure, and and allows you 5 years to catch up on

YOU ARE FACING REPOSSESSION

Bankruptcy stops repossession and Chapter 13 allows you to lower the interest rate on older car loans and to lower the principal balance to the blue book value of the car or truck.

YOU OWE TAXES

Taxes that are 4 years old and older often go away in bankruptcy. Walker & Walker can pull transcripts from the IRS to make sure. Bankruptcy is often easier than dealing with the IRS and Minnesota Department of Revenue.

YOUR DEBT IS PREVENTING YOU FROM SAVING MONEY

It is easy to fall into a debt trap which becomes a treadmill. If debt payments mean that you can't save for retirement or an emergency fund, then it's time to think about bankruptcy.

YOUR INCOME HAS DECLINED

If your hours went down or you lost your job, then bankruptcy is an organized way to lower your monthly expenses with dignity. Walker & Walker explains to the court and to the creditors why you are filing. The filing means that you don't have to keep paying them.

YOUR BUSINESS ISN'T PROFITABLE AND HAS DEBTS

Walker & Walker also specializes in business bankruptcies and can either restructure loans, or help you exit a business without having the debt follow you or losing your personal assets to pay business debt.

If bankruptcy is the best debt solution, then we will show you how to make the bankruptcy make the bankruptcy process easy and how to finish it with a good credit score that improves every month.

HOW CAN A BANKRUPTCY LAW FIRM HELP ME?

If you’re struggling financially, then you might want to know “how can bankruptcy help me?”.

Here’s what you need to know.

If you are being garnished, filing for bankruptcy in Minnesota will stop the garnishment or judgment and can get the money back.
If you are in the foreclosure process, a Chapter 13 Bankruptcy stops the foreclosure and gives you 5 years to catch up on the mortgage.
If you are behind on your car or truck payments or if a creditor is threatening repossession, a Chapter 7 Bankruptcy can stop that. Chapter 13 allows us to lower the interest rate and loan balance on car loans that are at least 2 and a half years old.
Taxes that are 4 years old and older often go away in bankruptcy. Walker & Walker can pull the transcripts from the IRS to make sure. Bankruptcy is often easier than dealing with the IRS and Minnesota Department of Revenue.
It is easy to fall into a debt trap which becomes a treadmill. If debt payments mean that you can’t save for retirement or an emergency fund, bankruptcy can fix that problem by stopping the debt payments.
If your hours went down or you lost your job and you lost income, then bankruptcy is an organized way to lower your monthly expenses with dignity. Walker & Walker explains to the court and to the creditors why the case makes sense, and they must accept that you won’t give them more payments.
If your business isn’t profitable and has debts, then we can either restructure loans, or help you exit a business without having the debt follow you or losing your personal assets to pay business debt.

Filing for bankruptcy might be right for you, speak to our MN bankruptcy lawyers today for a free consultation.

We offer free lawyer consultations to show how filing bankruptcy would improve your financial situation. Call (612) 824-4357 today!

Contact Walker & Walker Law Offices to Help You Get a Fresh Start and Build Credit TODAY!

Our phones are answered by real people 24/7.

Evening, weekend, and phone conferences available.

Bankruptcy and immigration status

If you are a legal resident in America and want to file for bankruptcy, then you can. You do not need to be a U.S. Citizen, or have a green card to file bankruptcy in the United States. A U.S. bankruptcy is also effective against creditors outside of the United States. There is no law… Read more »

Why payments don’t show up on credit reports, and how to fix it

When you file for bankruptcy in Minnesota, the law says that you must list all of your debts, even if you are going to keep on paying them, such as your mortgage or car payments. When you list a creditor in bankruptcy, the creditor receives a letter or email notifying them of the bankruptcy. After they get… Read more »

Time period for creditor to collect a debt in Minnesota

What is the time period for creditor to collect a debt in Minnesota? This question can also be phrased as “how long is the statute of limitations to collect a debt in Minnesota?” The answer is long and complicated, and will be answered in full below. The short answer is that creditors have a very long… Read more »

Prev Next

With over 40 years experience, we can help you today. Get Started