Walker & Walker Law Offices, PLLC Logo
Call Or Text Us Today: 612-824-4357
VIDEOS Free Book Free Case evaluation
Menu
Call / Text
Walker & Walker Law Offices, PLLC
Free Book Free Case evaluation VIDEOS
612-824-4357
  • Home+Expand
  • Attorneys+Expand
    • Curtis K. Walker+Expand
    • Andrew C. Walker+Expand
    • Ethan Mustonen+Expand
    • Rick P. Lee+Expand
    • Andrew T. Johnson+Expand
    • Christopher Anderson+Expand
    • Jackson Wiese+Expand
    • Peter Lawin+Expand
  • Chapter 7+Expand
    • 8 Steps to Filing Bankruptcy+Expand
    • Qualifying for Chapter 7 Bankruptcy+Expand
    • Means Test+Expand
    • 341 Meeting+Expand
    • Advantages and Disadvantages+Expand
  • Chapter 13+Expand
    • 9 Steps to Filing Bankruptcy+Expand
    • Qualifying for Chapter 13+Expand
    • Means Test+Expand
    • 341 Meeting+Expand
    • Advantages and Disadvantages+Expand
    • Modification to Bankruptcy Plan+Expand
  • $0 Down Bankruptcy+Expand
  • Bankruptcy Learning Center+Expand
    • 50 FAQ+Expand
    • Bankruptcy Basics+Expand
    • Before Bankruptcy+Expand
    • After Bankruptcy+Expand
    • Benefits of Bankruptcy+Expand
    • Credit Report+Expand
    • Debt Collection+Expand
    • Legal Updates+Expand
    • Student Loans+Expand
    • Definitions+Expand
    • Debt Options Calculator+Expand
    • ARE MY STUDENT LOANS DISCHARGEABLE?+Expand
  • Testimonials+Expand
  • Blog+Expand
  • Make A Payment+Expand
  • Contact Us+Expand
    • Minneapolis Bankruptcy Attorneys Office+Expand
    • St Paul Bankrutptcy Attorneys Office+Expand
    • Blaine Bankruptcy Attorneys Office+Expand
    • Brooklyn Park Bankruptcy Attorneys Office+Expand
    • Rochester Bankruptcy Attorneys Office+Expand
    • Mankato Bankruptcy Attorneys Office+Expand
    • Duluth Bankruptcy Attorneys Office+Expand
    • Leave Us A Google Review+Expand

Debt Collector Misconduct Attorney in Minneapolis, Minnesota

man making phone call

If you’ve been in debt, then you know what it’s like having debt collection creditors call to find out when they can expect you to start making payments again. While it’s bad enough when the people you owe money to blow up your phone, it can get doubly frustrating when creditors start harassing your friends and family to try to exert pressure on an already tense situation.

However, it’s important for you to know your rights when it comes to the rules creditors and debt collectors have to follow in regards to their conduct, because if they step out of line you are not required to take that abuse lying down.

The Fair Debt Collection Practices Act, And You!

In the past, debt collectors didn’t have any real limits based on what they could say, and who they could say it to. This led to them constantly hounding and harassing people who owed them money, but it also led to calls to those people’s family and friends, creating an ever-growing ripple effect of frustration and negativity.

Given that these debt collectors want to be paid now, and one of the best ways to pay off a debt is to ask a friend or family member for a loan, it was a very common strategy. A flood of complaints to Congress in the 1970s followed, and these complaints led to the investigation from Congress about what these practices were doing.

The negative repercussions on family, marriages, and mental health led to the passing of the Fair Debt Collection Practices Act, which laid out clear guidelines and practices that debt collectors had to follow in order to avoid getting themselves in legal hot water.

The short version of what this law requires is that debt collectors cannot harass someone’s friends and family in order to put pressure on the individual who owes them money. A debt collector can call a debtor’s friends and family precisely once, and they are only allowed to ask if they know where the debtor is, and if they can provide a phone number.

They cannot insinuate someone is in trouble, disclose the details of their situation, or even acknowledge that someone has debt; they can only ask for their contact information, and that’s about it.

What Happens When Debt Collectors Break The Law?

When you owe money, it’s easy to feel like you have no power in your situation. After all, any time you raise a complaint it can simply be met with the response, “If you pay what you owe, this will all stop.” But owing money doesn’t mean you give up your rights and protections under the law. And just because someone wants you to repay them doesn’t mean they can skirt the rules of engagement, so to speak.

With that said, it’s important for you to have evidence that a debt collector is using illegal means to harass you. Whether that’s recordings of phone calls, corroborating testimony from your friends and family members, or phone records showing the collector’s calls are in violation of the Fair Debt Collection Practices Act, you need to be able to show that what they’re doing is breaking the law. Once you do that, all that’s left to do is find a representative to help fight for you.

That’s where we come in. Everyone has to follow the law, and just because you’re in a position where you’re struggling to pay off debts you owe, that doesn’t mean debt collectors can treat you and your loved ones poorly.

Contact Walker & Walker Law Offices Today

If you need help taking bad debt collection practices to task, then all you have to do is contact us today. We’ll help you get things back to normal.


Related Posts

Minneapolis Bankruptcy Attorney Explains How to Include All Debts When Filing#WinWednesday: Minneapolis Bankruptcy Client Discharges $60,000 in Debt and Keeps Everything#WinWednesday: Judge Affirms 14-Day Stay in Bankruptcy Relief Motions—Thanks to Attorney Cat Davidson#WinWednesday: $150,000 in Debt Gone — Including $100K in Student Loans and $50K in Medical & Personal Debt

Request A Free Consultation

Help Me Get A Fresh Start

  • By signing up via text, you agree to receive recurring automated messages at the phone number provided. Consent is not a condition of purchase. Reply STOP to unsubscribe. Message frequency varies. Msg & data rates may apply. Your privacy is our priority. Your information will not be shared.

  • Should be Empty:

By signing up via text, you agree to receive recurring automated messages at the phone number provided. Consent is not a condition of purchase. Reply STOP to unsubscribe. Message frequency varies. Msg & data rates may apply. Your privacy is our priority. Your information will not be shared.

Client Reviews

Walker Law Logo

Monday – Thursday: 8:00am – 5:30pm

Friday: 8:00am – 4:30pm

Hours vary by location

Evening Appointments Available

Minneapolis

4356 Nicollet Ave.
Minneapolis, MN 55409

612-824-4357 Get Directions

Brooklyn Park

7240 Brooklyn Boulevard Suite #210
Brooklyn Park, MN 55443

763-444-4357 Get Directions

St. Paul

1112 Rice Street,
St. Paul, MN 55117

651-731-4357 Get Directions

Blaine

607 County Rd. 10 NE Suite #204
Blaine, MN 55434

763-780-4357 Get Directions

Mankato

100 Warren St, Suite 300-119,
Mankato, MN 56001

507-497-9179 Get Directions

Rochester

4229 W Frontage Rd Ste 5B
Rochester, MN 55901

507-738-1100 Get Directions

Duluth

4202 E Superior St, Suite 102,
Duluth, MN 55804

218-979-4220 Get Directions

Walker & Walker Law Offices, PLLC, designated a debt relief agency by an Act of Congress and the President of the United States, has proudly assisted consumers seeking relief under the U.S. Bankruptcy Code for over 40 years.

This website is for informational purposes only. The information contained should not be interpreted as legal advice. Only a local attorney with actual knowledge of your personal situation can give you legal advice. Viewing this site website does not create an attorney/client relationship.

Facebook Twitter Google

© 2025 by Walker & Walker Law Offices, PLLC. All rights reserved.

Minneapolis Web Design | Privacy Policy | Terms and Conditions | Locations | Back to Top