If bills and debt become overwhelming, bankruptcy can become your only action in order to regain control of your finances. Once you file bankruptcy, the court issues an order to every creditor called an automatic stay. This prevents collection actions and civil lawsuits from being filed against you until the bankruptcy is completed or that… Read more »
What is the Income Limit for Chapter 7 Bankruptcy in Minnesota?
You’re afraid to answer the phone. You get calls from collection agencies every single day. And now, your creditors are even calling you at work. Filing for bankruptcy will end the calls and give you a fresh start. However, there are income limits for chapter 7 bankruptcy in Minnesota. For some households, figuring out their eligibility for chapter… Read more »
Accounts Receivable Services, LLC, Who Are They?
You or someone in your family has spent some time in the hospital or had to undergo extensive medical treatment. The fact that medical services were needed is bad enough, but the other sting is even with good insurance, the bill can add up to an exorbitant amount very quickly. Your first concern is with… Read more »
What Makes A Good Bankruptcy Attorney in Minnesota?
You have made the decision. Months or years of harassment from creditors has led you to declare bankruptcy. The truth is, no one wants to declare bankruptcy, it can be a headache. However, bankruptcy can be your first step to getting your life back. There is even better news, an experienced bankruptcy attorney can help… Read more »
Who is Bank of America, N.A and Why are They Calling Me?
Who is Bank of America? I thought they sold my debt to a collector like Midland Funding, LLC or Portfolio Recovery Associates. Why is the debt suddenly back with Bank of America? Sometimes Bank of America will take back the debt from a debt collector when they have decided to bring a lawsuit to collect… Read more »
Who Is Ford Motor Credit Company, LLC?
Minnesotans have on average $113,455 in debt. Aside from a mortgage, the second most likely cause of debt in Minnesota is auto loans. Many of our St. Paul clients have purchased an automobile through Ford Motor Credit Company LLC. As a result, you may be receiving calls from this company and would like to know… Read more »
I’ve Received a Debt Collection Notice – Now What?
You may have received a debt collection notice from a creditor, bank, debt collection agency, hospital, or school if you’ve been unable to pay what you owe on time. While these notices can be intimidating, there are certain protocols these institutions must follow in order to respect your rights. And if they don’t, then Walker… Read more »
What if I Got a Judgment From American Express National Bank in Minnesota Court?
Before filing bankruptcy, Minnesota residents often receive calls and lawyer letters from American Express National Bank. Maybe you too have gotten calls and are wondering who this bank is and why are they asking you for money? If so, you may find the following information very useful. American Express National Bank commonly sues people in… Read more »
Credit Acceptance Corporation: Who Are They?
You have been contacted by a company named Credit Acceptance Corporation and want to verify who they are. Their entire business is as an indirect lender for automobile loans. Many people in the St. Paul/ Minneapolis area have used them for a car loan. What Does Indirect Lender Mean? As an indirect lender, they are… Read more »
5 Best Bankruptcy Attorneys in Minneapolis, Minnesota
The problem of being able to pay credit cards and debt collectors may have snuck up on you. It may have been getting harder and harder to make the money last paycheck to paycheck. Or, perhaps you were suddenly laid off and were not able to immediately replace your job. Whatever the reason, you cannot… Read more »
