The good news about Chapter 13 bankruptcy is that your life doesn’t need to go on pause once we file your case. You can live! Get married, have a child, move! We can always adjust your Chapter 13 plan. When we originally file your case, we are budgeting your Chapter 13 payments. These are based on… Read more »
Big Bump in Median Income Makes Filing Chapter 7 Easier Than Ever!
How do you qualify for a “Straight Bankruptcy”? The most common type of bankruptcy is a Chapter 7. It’s also the most convenient. Many people tend to call it a “straight bankruptcy” as it is the most straight-forward. You can generally get rid of all your unsecured debt in a few months with very low cost…. Read more »
Surprising New Study Shows That Chapter 13 Bankruptcy Prevents Divorce
According to a new study done by the Department of Finance of Rice University, American University, Virginia Tech., and the University of Rochester, shows that while divorce is a very complex situation to be in, a large portion of them are caused by some intense and sudden financial hardship. And this is where Bankruptcy comes into play. Chapter 13… Read more »
The $50 Solution: Erasing $37,000 in Debt for a Fresh Financial Start
In a world where financial challenges can sometimes feel overwhelming, there’s a story that serves as a beacon of hope – a story of how an everyday occurrence turned into an extraordinary triumph. Welcome to a celebration of everyday miracles, where $50 made all the difference in wiping out a staggering $37,000 of debt. This… Read more »
Will bankruptcy harm my reputation? No, because it doesn’t show up on Google
The short answer is no. Where Are Bankruptcies Listed? They are stored on something called Public Access To Court Electronic Records. They are public, but people can only search after making a user name and password, and it asks for a credit card number. You can do a few searches for free, but eventually it… Read more »
How Bankruptcy Fixes an Underwater Car Loan
Do you owe more on your vehicle than it’s worth so you can’t sell it or refinance? Are you paying too much every month but no way out? Bankruptcy fixes that problem. I’m MN Bankruptcy attorney Andrew Walker and I help people escape the debt trap from car loans and truck loans. When you owe… Read more »
3 THINGS PEOPLE DON’T EXPECT AFTER FILING BANKRUPTCY
Congratulations, your case is filed! Filing is the big day in bankruptcy. As of today, no creditor can take any action to collect a debt against you. They have to abandon any lawsuits against you, and they can’t call or email you anymore, they also can’t write negative things on your credit report starting today. What sorts of… Read more »
How To Use Bankruptcy To Stop An Eviction in Minnesota
Bankruptcy Stops Eviction Orders From Being Granted Bankruptcy is a very powerful legal process. It can stop almost any act to collect a debt, including evictions. But only if the bankruptcy is filed before the MN Housing Court issues a writ of execution. After a writ of recovery is issued, then the bankruptcy is less… Read more »
Bankruptcy Works On Cell Phone Debt in Minnesota
ARE DEBTS FOR CELL PHONES DISCHARGEABLE IN BANKRUPTCY? When going over credit reports of Minnesotans looking for debt relief, I almost always find an entry for Sprint, or Verizon, or T-Mobile, or other cell phone companies. Just like credit cards and medical bills, debts to cell phone companies in Minnesota are completely discharged in bankruptcy…. Read more »
Can I File Bankruptcy on a Bail Bond?
In Minnesota you can file bankruptcy on a bail bond. I have represented several people who have successfully filed on a bail bond, and it went away completely. WHAT IS A BAIL BOND, WHO OWES IT? A bail bond is kind of like a loan. If someone is charged with a crime and arrested,… Read more »
