I’m Bankruptcy Attorney Andrew Walker and my heating bill is up at least 50% compared to last year! I am seeing lots of clients come talk to me now who owe 2 or three thousand dollars on their utility bills in Minnesota.
Guess what? That 2 or three thousand on a gas or electric bill goes to $0 if you file bankruptcy. Bankruptcy also stops utility shutoffs and lets you start from $0 again on your utilities, and even lets you restore service after they cut you off
This works in both chapter 7 and chapter 13 and is a great way to recover from a cold expensive winter.
The only catch is that after filing you have to build up a deposit with the utility. The deposit is usually about 2 months of the cost of your typical service and you get the deposit back when you move. To avoid the deposit, you can also set up the new utilities in the name of a roommate or co-owner of the house.
Want to learn more? Call us at 612-824-4357 for your FREE PHONE CONSULTATION or set an appointment online.