If you’re meeting with several bankruptcy attorneys with a view to filing for Chapter 7 Bankruptcy or Chapter 13 Bankruptcy, then you’ll want to make sure that you have plenty of questions to ask a bankruptcy attorney.
Here are some questions we are often asked.
1. Should I be filing for bankruptcy?
We know that whilst cases may appear similar, each person’s situation is unique, and so we’ll listen to everything you’ve got to say, and then give you our honest opinion and recommendation as to whether you should file for bankruptcy.
We have heard of some cases where clients have been recommended Chapter 13 bankruptcy, because it is an easier case for the attorneys to handle compared to Chapter 7.
We don’t recommend filing for bankruptcy if it isn’t right for you, and we won’t make our life easier by recommending you file for the wrong type of bankruptcy.
2. Are there any alternatives to bankruptcy?
Depending on your situation, there might be another way.
We’ll discuss the options available and make sure that you have the facts before you decide what to do.
3. Is there anything worrying you about my case?
As previously mentioned, many cases are similar, and since 1977 we have helped over 40,000 families become free from debt.
That said we’re not complacent, and will let you know if we spot anything out of the ordinary, or that might not be straight forward.
4. Will you be handling my case?
Yes, we’ll let you know who will be handing your case.
5. How long will the process take?
Chapter 7 Bankruptcy typically takes around 3 months, whilst Chapter 13 Bankruptcy usually lasts for 3-5 years as it is a debt repayment plan.
6. What’s the best way to reach you?
We’ll let you know the best way of getting in touch.
Once you’ve hired us we’ll make sure that you creditors don’t contact you again. This means that you can be confident when your phone rings, or you get a letter in the mail.
You’ll have no reason to ignore a letter or reject a call because you think it may be a creditor.
7. How will you keep me updated?
We’ll let you know the process, what to expect, and what you need to do next.
8. What are your fees?
Whilst we try and remain competitive, because we know that many people want to utilize our skills and experience in successfully filing for bankruptcy.
We’ve helped 40 000 people to be free from debt since 1977, and have grown our business. We now operate out of four locations in Minnesota: Minneapolis, St Paul, Blaine and Brooklyn Park, and we think we’re good at what we do.
Our bankruptcy discharge success rate is well over 99%, meaning that you can be confident that we can help you.
You may not already know that you can’t discharge your debts through bankruptcy again within 8 years of your Chapter 7 bankruptcy, and at least 2 years from the date your Chapter 13 was filed.
This means that it’s essential to get it right first time, so you can’t afford to choose your Minnesota bankruptcy attorney solely on price.
Why not read some of our Client Testimonials to see what our service means to people like you.
9. What’s included?
We’ll provide you with the information you need to know, everything you need to do, and keep you well informed.
Our success stories speak volumes about the service we offer, and so you can be confident that you’ll get the service and the results you want.
10. Do you offer payment plans?
Yes. We fully understand that you’re struggling to pay your bills, and so spreading our costs makes sense to us as well as you.
You can pay any amount towards your legal fees using a debit card via the pay fees page on our website.
Conclusion
Now you know what questions to ask a bankruptcy attorney before you choose them, you’ll feel confident that you’re getting the help and advice you need for your financial situation.
If you need help and advice to see whether filing for Chapter 7 Bankruptcy or Chapter 13 Bankruptcy is right for you, why not fill out our Free Bankruptcy Evaluation form or Contact Us at 612.824.4357 now and speak to an experienced Minnesota bankruptcy attorney today?
