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Car Money Saving Tips

Posted by Bankruptcy Truth & filed under .


Ford Mustang Boss 302

Here’s our car money saving tips on how you can save money and still get where you need to go. Your car might be the second biggest monthly expense after your rent / mortgage. Is it really worth it? Here’s what we think you should consider. 121. Choose a smaller car Smaller cars will often cost… Read more »

A warning to people thinking about debt settlement companies

Posted by Bankruptcy Truth & filed under , , , .


a macbook laptop, smartphone calculator and several $20 bills

The Consumer Financial Protection Bureau recently brought a case against Freedom Debt Relief alleging that Freedom Debt Relief wasn’t telling its customers everything about how settlement works, and that it wasn’t handling their debts like it advertised. As a bankruptcy practitioner, I meet with lots of people who have tried debt consolidation using debt settlement companies… Read more »

Going To Work Money Saving Tips

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Sandwich ingredients on a chopping board

Could you really save money going to work, as well as when you’re there? Here’s what we think. 111. Could you commute with a colleague, friend or neighbour? Commuting with a colleague, friend or neighbour can brighten up your journey. Also, if you both currently drive to work, you can alternate who drives, saving you… Read more »

Toys R Us Files Chapter 11 Bankruptcy

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Following on from the news that Toys R Us filed Chapter 11 Bankruptcy  in September, we thought we’d explain more about why a company would file for Chapter 11 Bankruptcy, and how it compares a person filing for Chapter 7 Bankruptcy or Chapter 13 Bankruptcy. Business bankruptcies and personal bankruptcies have two basic similarities: 1. … Read more »

Time of Day Money Saving Tips

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Alarm Clock showing 7am

Thinking about the time of day you do things can help you save money too. Here’s what we think you should think about. 101. Get up on time Probably the most unpopular suggestion, but getting up on time can actually save you money. Sounds a bit strange doesn’t it, but by getting up on time… Read more »

Your rights as a Minnesotan in the Equifax data breach

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Equifax Logo

WHAT HAPPENED? You have probably heard that Equifax, one of the 3 big nationwide credit reporting companies, recently had a huge data breach. Some 143 million Americans have had their information compromised. Considering that there were 323.1 million Americans in 2016, and that lots of Americans, like children, don’t have credit reports, this is probably… Read more »

Reducing the cost of what you don’t use Money Saving Tips

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Mother and young daughter on a laptop

We talked previously about reducing the cost of what you use. What about reducing the cost of what you don’t use? 91. TV How much do you spend on your TV each month? How much TV do you really watch (not Netflix, Amazon Prime or other streaming services)? Could your TV bill be cheaper? Do you… Read more »

Mortgage company changes mind over unjustified attorney's fees

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Gavel and law books

We recently filed a Chapter 7 Bankruptcy for someone who continued to pay their mortgage throughout the 3 months of their Chapter 7. We knew that the mortgage company was in no danger of taking a loss, as all payments were current, and the mortgage company did not have to do any extra work because… Read more »

Reducing the cost of what you use Money Saving Tips

Posted by Bankruptcy Truth & filed under .


Three newspaper on a doorstep

As well as trying to spend less, could you get a better deal on the services and products you do, or don’t, need? Here’s what to do when reducing the cost of what you use. 81. TV If you pay for cable TV, are you on the right plan for the type of programs you… Read more »

Try Cheaper Options Money Saving Tips

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Stack of denim jeans for sale

You can often get the same performance and quality from a similar product from a different manufacturer or supplier. Could cheaper options give you the same results and save you money? Here’s what you could try. 71. Gas There are plenty of websites and apps that will help you find the lowest price for gas… Read more »

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