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Time of Day Money Saving Tips

Posted by Bankruptcy Truth & filed under .


Alarm Clock showing 7am

Thinking about the time of day you do things can help you save money too. Here’s what we think you should think about. 1. Get up on time Probably the most unpopular suggestion, but getting up on time can actually save you money. Sounds a bit strange doesn’t it, but by getting up on time… Read more »

Your rights as a Minnesotan in the Equifax data breach

Posted by Bankruptcy Truth & filed under .


Equifax Logo

WHAT HAPPENED? You have probably heard that Equifax, one of the 3 big nationwide credit reporting companies, recently had a huge data breach. Some 143 million Americans have had their information compromised. Considering that there were 323.1 million Americans in 2016, and that lots of Americans, like children, don’t have credit reports, this is probably… Read more »

Reducing the cost of what you don’t use Money Saving Tips

Posted by Bankruptcy Truth & filed under .


Mother and young daughter on a laptop

We talked previously about reducing the cost of what you use. What about reducing the cost of what you don’t use? 1. TV How much do you spend on your TV each month? How much TV do you really watch (not Netflix, Amazon Prime or other streaming services)? Could your TV bill be cheaper? Do you… Read more »

Mortgage company changes mind over unjustified attorney's fees

Posted by Bankruptcy Truth & filed under , , .


Gavel and law books

We recently filed a Chapter 7 Bankruptcy for someone who continued to pay their mortgage throughout the 3 months of their Chapter 7. We knew that the mortgage company was in no danger of taking a loss, as all payments were current, and the mortgage company did not have to do any extra work because… Read more »

Reducing the cost of what you use Money Saving Tips

Posted by Bankruptcy Truth & filed under .


Three newspaper on a doorstep

As well as trying to spend less, could you get a better deal on the services and products you do, or don’t, need? Here’s what to do when reducing the cost of what you use. 1. TV If you pay for cable TV, are you on the right plan for the type of programs you… Read more »

Try Cheaper Options Money Saving Tips

Posted by Bankruptcy Truth & filed under , .


Stack of denim jeans for sale

You can often get the same performance and quality from a similar product from a different manufacturer or supplier. Could cheaper options give you the same results and save you money? Here’s what you could try. 1. Gas There are plenty of websites and apps that will help you find the lowest price for gas… Read more »

Planning Ahead Money Saving Tips

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Calendar 200

Planning ahead can save you money. Do you often need to find money at the last minute? Never have enough money for birthdays presents or car repairs? Mean to save up but never do? Here’s what we think you should consider doing. 1. Food Write a menu for the week, based on what’s in your cupboards… Read more »

Home and Garden Money Saving Tips

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Large house with a big garden

Are you happy in your Minnesota home? Is it costing you a lot, but worth it to your family? Is it really too big for the two of you or much too small for a growing family? Need some home and garden money saving tips to help you make more or spend less? How could… Read more »

Victory for Bennett Hartz

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Image of Bennett Hartz Bankruptcy Attorney

We were recently delighted when Bennett Hartz, our St Paul Bankruptcy attorney and consumer law practitioner won another big victory for one of our clients against a bank. Following Bennett’s advice, our client, Judy Murphy, sued Synchrony Bank for multiple violations of the Telephone Consumer Protection Act. These included constant and vexatious debt collection calls… Read more »

Practical personal ways to spend less money

Posted by Bankruptcy Truth & filed under , .


a laptop with several $20 bills and an iphone displaying the calculator

Here are some practical personal ways to help you spend less money. 41. Stop smoking It’s obvious, and you already know it, but we’re going to say it again. If you do smoke, then give up. It might not be as simple as just quitting, but there are various ways, groups and products to help you…. Read more »

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