Minneapolis and Saint Paul Chapter 7 Bankruptcy Attorneys Most of my clients know that they need to do something to get out of debt and work on fixing their credit, but the problem is that bankruptcy costs money up front. What is a person to do if they are already living paycheck to paycheck?. What… Read more »
Who Will Know About My Bankruptcy? Does It Go in the Newspaper? Google?
Facing Bankruptcy? Contact Walker & Walker Law Office Are you asking yourself “Who will know about my bankruptcy?” instead of actually filing Chapter 7 Bankruptcy or Chapter 13 Bankruptcy in Minnesota? Worried that your friends, family, colleagues and neighbors will know? Bankruptcy used to carry a series of negative connotations when it came to a… Read more »
Can I Rent an Apartment After Filing Bankruptcy in Minnesota?
Can you rent an apartment after filing bankruptcy? The short answer is: Yes you can Here’s why. Bankruptcy doesn’t automatically mean that you won’t be able to rent an apartment. You can find a new apartment quicker and easier by knowing more about what landlords want from their tenants. Here’s what you need to know…. Read more »
What Are the Differences Between Tax Returns and Tax Refunds?
One of the questions we are often asked is “What are the differences between tax returns and tax refunds?” So, if you’re thinking of filing Chapter 7 Bankruptcy or Chapter 13 Bankruptcy in Minnesota, we thought we’d explain. Here’s what you need to know about the differences between tax returns and tax refunds. Tax returns… Read more »
Andrew Walker Wins a Court Victory Allowing Minnesota Homeowners To Keep the Money From Selling Their Homesteads
Bankruptcy Attorney Andrew Walker won a court victory in July, 2018 with the In Re Thomas, 17-43661 MER case, regarding the “Snapshot Rule”. This case, decided by the Bankruptcy Court for the District of Minnesota formally adopted the “Snapshot Rule” for how the proceeds from selling a house are treated in a Chapter 7 Bankruptcy… Read more »
Why Homeowners With Bad Debt Should Use Bankruptcy to Avoid Home Equity Loans
Minnesota homeowners with bad debt should use bankruptcy to avoid home equity loans. As Minnesota bankruptcy attorneys, we’re bound to say that though, aren’t we? But here’s why. MINNESOTA LAWS ARE VERY FAVORABLE TO HOMEOWNERS In Minnesota, it is almost impossible for a debt that isn’t a mortgage to take your home. The Minnesota Homestead… Read more »
Minnesota Changes Bankruptcy Laws to Protect Health Savings Accounts (HSAs)
The Minnesota legislature recently passed a law to make the first $25,000 that a person has in a Health Savings Account or HSA exempt from bankruptcy and exempt from judgment creditors or debt collectors who are trying to collect. This bill is called HF 2391 and was introduced by Senator Roger Chamberlain of District 38 to… Read more »
Mortgage company changes mind over unjustified attorney’s fees
We recently filed a Chapter 7 Bankruptcy for someone who continued to pay their mortgage throughout the 3 months of their Chapter 7. We knew that the mortgage company was in no danger of taking a loss, as all payments were current, and the mortgage company did not have to do any extra work because… Read more »
How to be the Perfect Bankruptcy Client
We often talk about what you need to know, and what you need to do when it comes to filing for Chapter 7 Bankruptcy or Chapter 13 Bankruptcy. This time we’re going to advise you how to behave, so that you’re the perfect bankruptcy client. Follow these tips and make your bankruptcy quicker and easier… Read more »
4 of The most common myths that surround bankruptcy
There are few things in life as daunting as declaring yourself bankrupt. But in these difficult financial times, this is a decision that many people face as they look to rebuild their lives. Even in today’s economic climate, the issue of filing for bankruptcy is shrouded in myth, mystery, and negative rumors. So here are… Read more »