If you’re considering filing for bankruptcy in Minnesota, then perhaps the last thing you think you can afford is a Minnesota bankruptcy lawyer.
In theory, you could do everything yourself. But you shouldn’t.
1. You won’t save money
If you file your own bankruptcy in Minnesota you’ll have to spend a lot of time going through your paperwork. Because you’re not experienced, you might not what you’re looking for, or what the legal terminology really means.
If you get any of it wrong, then you won’t have another chance to get it right. Can you really afford that?
2.You won’t save time
Because you don’t really know what you’re doing, it’ll take you a long time to go through everything in minute detail.
Your evenings and weekends will be taken up with this, and you still might not be successful in the end.
3. You know when to leave it to the professionals
You leave the things you can’t do to the professionals. Whether it’s fixing a hole in your roof, car repairs, or medical procedures, you know when you’re out of your depth, when you could make things worse, or just don’t have a clue as to what you’re doing.
It was Abraham Lincoln who said that, “He who represents himself has a fool for a client”. Why would you think you can file for bankruptcy better than an experienced Minnesota bankruptcy lawyer?
4. You’re not a bankruptcy expert
It goes without saying that a bankruptcy lawyer is an expert in bankruptcy law. This means that they know lots about bankruptcy, what people like you are going through, and what’s involved. They know how to file a bankruptcy in Minnesota, whether Chapter 7 Bankruptcy or Chapter 13 Bankruptcy is right for you, and how to go about it.
You however, are not an expert and probably don’t know anything about it. Still think it’s a good idea to file for bankruptcy without a Minnesota bankruptcy lawyer?
5. You don’t know the bankruptcy laws and processes
There are many reasons for bankruptcy, and in our experience, no two cases are the same. Our knowledge of the law and legal processes in Minnesota means that we’re unlikely to make mistakes, or miss opportunities.
Can you say the same?
6. You don’t keep up to date
From knowing about the latest cases that might affect people in Minneapolis, St Paul, Blaine or Brooklyn Park, to making sure that we know how to use the latest electronic case filing systems, it’s all in a days work for us.
Because it’s our job to stay up to date with bankruptcy laws, cases and news, we do.
7. You don’t want to work with your creditors
We have many years experience of working with creditors and so we know what’s involved. We will stop your creditors from harassing you by sending you letters, or ringing you at work.
Are you confident you can do this?
8. You don’t have proven bankruptcy discharge results
We have over a 99% success rate for the thousands of people we file bankruptcy for.
What’s your bankruptcy case success rate?
9. You don’t need the stress
So, you think you’re prepared physically and mentally to submit your bankruptcy application. You’ve spent many nights and days worrying about whether you’ve included everything, and you think you’ve got everything right.
Did you know that you can’t undo a chapter 7 bankruptcy once it is filed? Did you also know that around 40% of people who file without an experienced bankruptcy attorney don’t get their discharge?
Can you afford that risk? Is it worth the stress of getting it wrong?
10. You want peace of mind
For all the reasons listed above, it takes a brave, and perhaps foolish, person to file for bankruptcy without a lawyer.
Do you want to risk more sleepless nights, and more stress because you don’t know knowing whether your paperwork is right or whether you’ve actually filed the right type of bankruptcy?
If you’re worried that your debts are spiraling out of control, and want some help and advice to see whether Chapter 7 Bankruptcy or Chapter 13 Bankruptcy could be right for you, then why not fill out our free Bankruptcy valuation Form or Contact Us at 612.824.4357 today and tell us how we can help you?