WHAT HAPPENED? You have probably heard that Equifax, one of the 3 big nationwide credit reporting companies, recently had a huge data breach. Some 143 million Americans have had their information compromised. Considering that there were 323.1 million Americans in 2016, and that lots of Americans, like children, don’t have credit reports, this is probably… Read more »
Reducing the cost of what you don’t use Money Saving Tips
We talked previously about reducing the cost of what you use. What about reducing the cost of what you don’t use? 91. TV How much do you spend on your TV each month? How much TV do you really watch (not Netflix, Amazon Prime or other streaming services)? Could your TV bill be cheaper? Do you… Read more »
Mortgage company changes mind over unjustified attorney’s fees
We recently filed a Chapter 7 Bankruptcy for someone who continued to pay their mortgage throughout the 3 months of their Chapter 7. We knew that the mortgage company was in no danger of taking a loss, as all payments were current, and the mortgage company did not have to do any extra work because… Read more »
Reducing the cost of what you use Money Saving Tips
As well as trying to spend less, could you get a better deal on the services and products you do, or don’t, need, and so reducing the cost of what you use? Here’s what to do when reducing the cost of what you use. 81. TV If you pay for cable TV, are you on the… Read more »
Try Cheaper Options Money Saving Tips
You can often get the same performance and quality from a similar product from a different manufacturer or supplier. Could cheaper options give you the same results and save you money? Here’s what you could try. 71. Gas There are plenty of websites and apps that will help you find the lowest price for gas… Read more »
Practical personal ways to spend less money
Here are some practical personal ways to help you spend less money. 41. Stop smoking It’s obvious, and you already know it, but we’re going to say it again. If you do smoke then give up. It might not be as simple as just quitting, but there are various ways, groups and products to help you…. Read more »
How to be the Perfect Bankruptcy Client
We often talk about what you need to know, and what you need to do when it comes to filing for Chapter 7 Bankruptcy or Chapter 13 Bankruptcy. This time we’re going to advise you how to behave, so that you’re the perfect bankruptcy client. Follow these tips and make your bankruptcy quicker and easier… Read more »
4 of The most common myths that surround bankruptcy
There are few things in life as daunting as declaring yourself bankrupt. But in these difficult financial times, this is a decision that many people face as they look to rebuild their lives. Even in today’s economic climate, the issue of filing for bankruptcy is shrouded in myth, mystery, and negative rumors. So here are… Read more »
How does Minnesota compare to the states with the highest ratio of Chapter 7 Bankruptcies?
Following on from our 2015 Minnesota Bankruptcy Statistics article, we thought we’d compare Minnesota to the states with the highest ratio of Chapter 7 / lowest 13 Bankruptcies in 2015. How does Minnesota compare to the states with the highest and lowest number of bankruptcies filed in 2015? How does Minnesota compare to the highest and lowest… Read more »
10 Things that take longer than a Chapter 7 Bankruptcy discharge
In our experience, you can expect your discharge after 180 days (6 months) of filing for Chapter 7 Bankruptcy. This time we’ll take a more light-hearted look at some of the things that take longer than a Chapter 7 Bankruptcy. In no particular order, here are our top 10. 1. Pregnancy We all know that… Read more »
