How do I get a free credit report to find my creditors?

Go to the website www.annualcreditreport.com and follow the directions to get a free credit report. We recommend choosing the experian report. This website is maintained by the government and will not charge you for the report. Any other site will charge you to look at your credit report.

Please keep in mind that credit reports often have mistakes, and often don't include all of your debts. You want to make sure that your lawyer lists all of your creditors, otherwise they might not be discharged. For example, many hospitals do not list medical debts on credit reports. So if the lawyer only looks at your credit report, he won't know about the medical debts.